Category Archives: Finance

ABC News Video: Improve your odds of getting a loan from a bank

Monica Mehta appears on ABC News to chat with Good Money anchor Meg Oliver about tips for landing a small business loan in a tough economy.

ABC News Video: Good Money Mailbag

Monica Mehta, managing principal of Seventh Capital, takes viewer questions on starting a business with a partner.

BusinessWeek: Alternative Exits for Business Owners

Bloomberg BusinessWeek

By Monica Mehta

You won’t soon sell your business for an ideal asking price. Here are three strategies to help you get a better offer than you might expect. If you’re looking to sell your company, it’s time to get creative. While the small business mergers and acquisitions market is finally inching forward and deals are … (Read More)

ABC News Video: Borrowing money from friends and family

ABC News

Small business finance expert Monica Mehta of Seventh Capital talks about how to borrow money from friends and family for a small business, without loosing your friends and family.

Watch the Video

BusinessWeek: Big Changes in the Business Loan Approval Process

Bloomberg BusinessWeek

By Monica Mehta

In the not so distant past, when money was cheap and time was tight, a FICO score of 700 and a one-page application was enough to land a $150,000 business loan. (Read More)

BusinessWeek: Sellers Increasingly Play Banker

Bloomberg BusinessWeek

By Monica Mehta

Creative financing can help sellers command better prices or close deals. It can also create complications among banks, sellers, and buyers. During the recession, merger and acquisition activity in the lower-middle market (private companies with up to $100 million in annual sales) was anything but active …. Read More

BusinessWeek: Post-Crisis Equity Financing

Bloomberg BusinessWeek

By Monica Mehta

Entrepreneurs seeking early-stage capital must rethink strategies to suit investors’ expectations. HitFix shows how the landscape has changed. Venture capital returns over the past decade deserve two thumbs down. (Read More)

BusinessWeek: A Tenants’ Market for Commercial Real Estate

BusinessWeek

By Monica Mehta

Are there more for-lease signs in your neighborhood than stop signs? Maybe. Rents for office and retail space have fallen more than 40% from their highs. Over the short term, landlords are bracing for things to get even worse. In most respects, that means it’s a tenants’ market. Now’s the time to reduce your real estate overhead by renegotiating a lease, moving, or locking in some concessions from your landlord. (Read More)

BusinessWeek: Buy Bargains for Your Business

BusinessWeek SmallBiz

By Monica Mehta

Everyone knows the economy is struggling: Gross domestic product is down, job losses continue, and housing starts are still, for the most part, a nonstarter. But to a business owner with cash on hand, a rotten economy may mean something else entirely: “Hurry!,” “These prices can’t last!,” or “Buy now before we come to our senses!” (Read More)

BusinessWeek: Protect Your Business from Defaults

BusinessWeek SmallBiz

By Monica Mehta

Bankruptcy is one of the worst things that can happen to a business. And we’re not even talking about your own bankruptcy (thank goodness). Even if you’ve managed to steer clear of danger so far in this recession, an unprecedented rise in corporate insolvencies can derail otherwise sound businesses. A customer who files for bankruptcy is like Kryptonite to the small business superhero.  (Read More)