BusinessWeek: Raising Capital With Convertible Notes

Converts look like equity, but taste like debt. To serial investors they’re brussel sprouts. But to certain entrepreneurs and angels, they’re what’s for dinner.

By Monica Mehta

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Fox: China’s Impact to Our Economy

Monica Mehta Fox Business Bulls & Bears FBN

Monica Mehta returns to the Bulls and Bears expert panel to discuss US and China relations and impact to the broader economy.

Fox: Crumbs IPO

Monica Mehta FBN Fox Business Bulls & Bears

Monica Mehta returns to Fox Business Network’s Bulls & Bears to discuss European sovereign debt and talk cupcakes. That’s right, PIIGS and carbs all in the same hour!  Pictured here as she chats with hosts Liz Claman and David Asman about the initial public offering of Crumbs.

ABC News: Easy to Start Businesses

Monica Mehta speaks with ABC News Good Money anchor Tanya Rivero about four businesses ideas poised for success, even during tough economic times.

Watch the interview

Fox: Economic impact of Payroll Tax Holiday

Monica Mehta Seventh Capital

Monica Mehta joins the Fox Business Bulls and Bears expert panel to discuss the impact of the Obama payroll tax holiday proposal on the consumer.

Fox: Holiday Shopping. Is the Consumer Back?

Monica Mehta joins the Fox Business Bulls and Bears expert panel to recap latest news on markets, the economy and black friday shopping.

BusinessWeek: Three Alternatives to Big Bank Borrowing

Small businesses that are rejected by the banking behemoths shouldn’t overlook nonbank lenders, community and regional banks, and community development financial institutions

Bloomberg Businessweek
By Monica Mehta

If you haven’t had luck landing a business loan or credit line from the big banks you’ve approached, don’t expect your odds to improve any time soon. The Basel III guidelines, intended to prevent further financial crisis, will require lenders such as Bank of America (BAC), Citigroup (C), JPMorgan Chase (JPM), and Wells Fargo (WFC) to substantially increase the capital they hold against risk-bearing assets—up to five times what they are required to maintain today. In anticipation of the changes, which will start to go into effect in 2013, big banks are making changes to lending practices now. They’re increasingly “terming out” small business lines of credit as they reach maturity, according to several lenders and intermediaries with whom I’ve spoken recently.

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Fox: Playing Politics with GDP

Monica Mehta joins the Bulls and Bears panel once again to discuss the midterm election, fed stimulus and market movements.

Fox: How State Politics Impact Business

Monica Mehta joins Liz Claman and David Asman on the Fox Business Bulls and Bears expert panel to talk about social security, out of control state spending and the latest housing report.

BusinessWeek: Using a Joint Venture to Expand

Bloomberg BusinessWeek
By Monica Mehta

Small businesses can benefit from formal and informal partnerships. Both sides should be clear on the terms of the deal from the start

In an environment where capital is scarce, I urge small business owners to consider collaborating with other businesses to reach new customers or broaden their offerings without the cost of developing additional expertise or hiring more employees. Unlike a merger, a joint venture lets two companies maintain separate identities. They can enter into the partnership understanding that it may be short-lived and predicate the steps to unwind it. To give you a sense of how such arrangements work, I spoke recently with two entrepreneurs who described the nuances and offered their advice.

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